"Debt Relief Puja – Liberating the Soul from Financial Bondage"


BRAHMA SREE PRADEEP PANIKER GURUJI-BLACK MAGIC AND ASTROLOGY SPECIALIST(KERALA MANTHRIKAM) = According to the divine guidance of Brahma Sree Pradeep Panicker Guruji, debts are broadly classified into two categories:
  1. Desirable Debt – This is a form of debt willingly undertaken for progressive and purposeful objectives, such as purchasing a home, vehicle, or investing in one’s business. These debts are usually driven by aspiration and vision.

  2. Undesirable Debt – These debts arise out of compulsion, often due to unforeseen and distressing circumstances like business losses, critical health issues, or emergencies. Such debts entrap individuals in a seemingly unending cycle of repayment, where the principal amount either remains the same or continues to grow. This situation can lead to financial and emotional strain.

To overcome the burdens of undesirable debt and break free from this karmic cycle, Guruji recommends the performance of a Debt Relief Puja (ऋणमोचन पूजा).


Purpose and Divine Focus of the Debt Relief Puja

This powerful puja is conducted to invoke the blessings of:

  • Lord GaneshaVighna Vinayaka, the remover of obstacles and initiator of auspicious beginnings.

  • Goddess Maha Lakshmi – The Divine Mother of wealth, prosperity, and abundance.

  • Lord Shani (Saturn) – Whose planetary influence often manifests as challenges, delays, and hardships. This puja seeks to pacify His malefic effects.

  • Lord Mangal (Mars) – The bestower of strength, courage, and vitality, essential for overcoming difficulties and generating surplus income.

This sacred ritual is intended to cleanse financial karma, align planetary influences, and create a new energetic path toward financial freedom and stability.


Puja Prasadam

After the completion of the puja, energized Prasadam will be sanctified and couriered to the devotee. These divine items are imbued with the spiritual energies invoked during the ceremony:

  • Energized Yantras of Lord Ganesha, Goddess Maha Lakshmi, Saturn (Shani), and Mars (Mangal)

  • Sarva Karya Siddhi Yantra – For overall success in all endeavors

  • Auspicious Chunri

  • Energized Red Thread (Mouli)

  • Kumkum and Akshat (sacred colored rice)

  • Energized Locket containing sacred ash from the puja


Information Required for the Puja

To conduct the ritual with astrological and spiritual precision, kindly provide the following

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